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Dealing with Debt

Updated: Feb 27

So I filed my taxes like a good little citizen this year. It was straightforward with one of these free tax filers. I chose to have them send me a paper check in the mail. I know this is the old way of doing things but who cares. So I have been waiting for it to appear in the mail but it never did. So my mom received hers last week.

"Debt is like any other trap, easy enough to get into, but hard enough to get out of." - HENRY WHEELER SHAW

So at this point, I called the state only to find out it went to collections. Then I had to call a different part of the state to find where it did go. Come to find out there is a judgment that I did not know about. This isn't even on my credit report cause I keep a close eye on that. Cause I would like to get an apartment soon. So with a little more digging into things I find out it's because of an old car loan that I thought got written off.

"Debt is the slavery of the free." - Publilius Syrus

But, come to find out it never did. The creditor had taken me to court over the matter. I was too busy using instead of doing the right things. So needless to say I never got the mail with the judgment letter in it. Now eight years after the judgment was filed I finally find out about it. So far they are only taking my tax returns. I'm thankful for that cause I can't afford to pay out any more money right now on old debts.

"Chains of habit are too light to be felt until they are too heavy to be broken." - Warren Buffet

This new me of life has come to terms with the fact we have to face our problems head-on. That means no more dodging things in life. Cause that never gets us anywhere by doing this. Like I said before I would like things like my own place where my daughter can come and hang out with me. I would also like a newer car or one that I like having cause I hate my car. God has a plan for me and I just have to accept that. He won't put more on me than I can handle.


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